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Sam Mirza, photo from Loan Factory

Sam Mirza

Mortgage Loan Officer at Loan Factory · Texas

NMLS ID 2108186 (opens in a new tab) · verify at NMLS Consumer Access

Sam Mirza (NMLS 2108186) is Mortgage Loan Officer at Loan Factory, based in Texas. Lists Texas on the lender page (not yet checked with the state regulator). States 20 years of experience.

Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

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    Texas

    Lender-reported: TX is listed on the lender page, not yet checked with the state regulator.

    Contact

    Employment history

    1. Loan Factory NMLS 320841

      Current · TX · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Sam Mirza is a Texas-based real estate innovator and mortgage strategist with 20+ years of experience and an MBA in Finance. He founded NXT Real Estate Labs and related ventures, specializing in residential real estate, commercial deals, and mortgage programs with emphasis on competitive rates and transparent pricing.

    Our summary of the lender page. Verified 2026-10-09.

    Education
    MBA in Finance
    Source (opens in a new tab), verified 2026-10-09
    Role
    Founder of NXT Real Estate Labs, NXTSQFT.com, NXTADJUSTERS.com, NXTSOLARENERGY.com
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Sam Mirza (NMLS 2108186), Loan Factory. LenDb.ai, https://lendb.ai/lo/sam-mirza-2108186, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.