Samantha Bayless, photo from Ruoff Mortgage

Samantha Bayless

Sales Support Manager | Senior Loan Officer at Ruoff Mortgage

NMLS ID 460970 (opens in a new tab) · verify at NMLS Consumer Access

Samantha Bayless (NMLS 460970) is Sales Support Manager | Senior Loan Officer at Ruoff Mortgage. Lists Illinois, Indiana and Kentucky on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: USDA loan, Low credit score, FHA loan and New construction. Earliest state license record: November 28, 2017 (Florida), per state regulator. States 19 years of experience.

Last verified . Sources: Ruoff Mortgage (ruoff.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: ruoff.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Illinois, Indiana, Kentucky

Lender-reported: IL, IN, KY are listed on the lender page, not yet checked with the state regulator.

Earlier regulator records (not active): FL (expired).

Contact

No public business contact on file.

View profile at Ruoff Mortgage (opens in a new tab)

We never see who you contact.

Employment history

  1. Ruoff Mortgage NMLS 141868

    Current · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Samantha has 19 years of mortgage lending experience and lifelong connections to farming and 4-H. She specializes in USDA loans and enjoys helping borrowers with credit challenges find solutions.

Our summary of the lender page. Verified 2026-10-09.

Education
Purdue graduate with a degree in Animal Sciences
Source (opens in a new tab), verified 2026-10-09
Role
Sales Support Manager and Senior Loan Officer
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Summarylender site · ruoff.com (opens in a new tab)verified 2026-10-09
Photolender site · ruoff.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Samantha Bayless (NMLS 460970), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/samantha-bayless-460970, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.