Scott B. Gruber, photo from First Mid Bank & Trust

Scott B. Gruber

VP, Mortgage Loan Officer II at First Mid Bank & Trust · Edwardsville, IL

NMLS ID 466924 (opens in a new tab) · verify at NMLS Consumer Access

Scott B. Gruber (NMLS 466924) is a mortgage loan officer at First Mid Bank & Trust in Edwardsville, Illinois. Scott's own profile lists first-time buyer as a focus.

Last verified . Sources: First Mid Bank & Trust (firstmid.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Scott licensed?
Scott works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Scott list first-time buyer as a focus?
Scott's profile lists first-time buyer as a focus (from their lender profile page).
Source: lender page (opens in a new tab)
What lender does Scott work for?
First Mid Bank & Trust, company NMLS 411170, from the Edwardsville, IL office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)

Specialties

Focus

Where we saw these: firstmid.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. First Mid Bank & Trust NMLS 411170

    Current · Edwardsville, IL · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience
since 1991
Source (opens in a new tab), verified 2026-10-16
Experience
since 1998
Source (opens in a new tab), verified 2026-10-16
Serves
Metro East and St. Louis areas
Source (opens in a new tab), verified 2026-10-16
Also
began career as a loan processor/closer
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · firstmid.com (opens in a new tab)verified 2026-10-16
Specialtieslender site · firstmid.com (opens in a new tab)verified 2026-10-26
Contactlender site · firstmid.com (opens in a new tab)verified 2026-10-16
Photolender site · firstmid.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Scott B. Gruber (NMLS 466924), First Mid Bank & Trust. LenDb.ai, https://lendb.ai/lo/scott-b-gruber-466924, last verified 2026-10-16.

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