Scott Phegley, photo from Ruoff Mortgage

Scott Phegley

Senior Loan Officer at Ruoff Mortgage

NMLS ID 610874 (opens in a new tab) · verify at NMLS Consumer Access

Scott Phegley (NMLS 610874) is Senior Loan Officer at Ruoff Mortgage. Lists Illinois and Indiana on the lender page (not yet checked with the state regulator). States 25 years of experience.

Last verified . Sources: Ruoff Mortgage (ruoff.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Illinois, Indiana

    Lender-reported: IL, IN are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. Ruoff Mortgage NMLS 141868

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Scott brings over 25 years of real estate and mortgage experience, serving families across central Illinois and Indiana with fast pre-approvals and educational, low-pressure guidance through purchase, refinance, and construction transactions.

    Our summary of the lender page. Verified 2026-10-09.

    Credentials
    President's Club 4x Winner
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    Top Mortgage Lenders (Scotsman Guide)
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Summarylender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Contactlender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Photolender site · ruoff.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Scott Phegley (NMLS 610874), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/scott-phegley-610874, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.