Sergio Fernandez

SayGo Home Loans, LLC

NMLS ID 1771554 (opens in a new tab) · verify at NMLS Consumer Access

Sergio Fernandez (NMLS 1771554) is a mortgage loan officer at SayGo Home Loans, LLC, licensed in Florida, Texas, Oregon and 2 more states. Sergio works at an FHA-approved lender, per HUD.

Last verified . Sources: SayGo Home Loans, LLC (sml.texas.gov), Florida state regulator, Texas state regulator, New York state regulator, Iowa state regulator, Oregon state regulator, California state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Sergio licensed in Florida?
Yes. Florida regulator records list license LO133236 as active, first effective November 14, 2024 (verified 2026-10-15). LenDb has 4 other states on file for Sergio.
Source: Florida state regulator (opens in a new tab)
What lender does Sergio work for, and is it FHA-approved?
SayGo Home Loans, LLC, company NMLS 2525432, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Sergio been licensed?
The earliest state license record LenDb holds for Sergio is from July 24, 2020 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Iowa state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Oregon, California, Illinois

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO133236, first effective 2024-11-14), TX (opens in a new tab), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI1771554, first effective 2025-06-24), IL (opens in a new tab) (31.0088672, first effective 2025-02-06), verified 2026-10-15.

    Regulator records not active: NY (expired), IA (expired).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. SayGo Home Loans, LLC NMLS 2525432

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Sergio Fernandez (NMLS 1771554), SayGo Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/sergio-fernandez-1771554, last verified 2026-10-28.

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