Shelby Helms, photo from Smarter Mortgage LLC

Shelby Helms

Mortgage Loan Origination Officer at Smarter Mortgage LLC · Corpus Christi, TX

NMLS ID 2028253 (opens in a new tab) · verify at NMLS Consumer Access

Shelby Helms, NMLS 2028253, works as a Mortgage Loan Origination Officer at Smarter Mortgage LLC in Corpus Christi, Texas and is licensed in Texas since 2022.

Last verified . Sources: Smarter Mortgage LLC (smartermortgagelending.com), Texas state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Shelby licensed in Texas?
Yes. Texas regulator records list a license as active, first effective May 23, 2022 (verified 2026-10-13).
Source: Texas state regulator (opens in a new tab)
What lender does Shelby work for?
Smarter Mortgage LLC, company NMLS 1817406, from the Corpus Christi, TX office, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Shelby been licensed?
The earliest state license record LenDb holds for Shelby is from May 23, 2022 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Shelby states 5 years of experience.
Source: Texas state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas

    ✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.

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    Employment history

    1. Smarter Mortgage LLC NMLS 1817406

      Current · Corpus Christi, TX · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Also
    Stated average time to closing of 13.7 days
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerstate regulator · smartermortgagelending.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Contactlender site · smartermortgagelending.com (opens in a new tab)verified 2026-10-15
    Photostate regulator · smartermortgagelending.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Shelby Helms (NMLS 2028253), Smarter Mortgage LLC. LenDb.ai, https://lendb.ai/lo/shelby-helms-2028253, last verified 2026-10-15.

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