Thomas Sutton

Veterans United Home Loans

NMLS ID 1864483 (opens in a new tab) · verify at NMLS Consumer Access

Thomas Sutton (NMLS 1864483) is a mortgage loan officer at Veterans United Home Loans, licensed in Florida since 2019 and in Texas, Connecticut, Louisiana and 5 more states. Thomas works at an FHA-approved lender, per HUD.

Last verified . Sources: Veterans United Home Loans (securities.arkansas.gov), Florida state regulator, Texas state regulator, Connecticut state regulator, Louisiana state regulator, Delaware state regulator, Missouri state regulator, Arkansas state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Thomas licensed in Florida?
Yes. Florida regulator records list license LO62623 as active, first effective July 11, 2019 (verified 2026-10-15). LenDb has 8 other states on file for Thomas.
Source: Florida state regulator (opens in a new tab)
What lender does Thomas work for, and is it FHA-approved?
Veterans United Home Loans, company NMLS 1907, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Thomas been licensed?
The earliest state license record LenDb holds for Thomas is from July 11, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    FHA loan, First-time buyer, Jumbo loan, Renovation loan (203k / HomeStyle), USDA loan and VA loan. Programs Veterans United Home Loans offers (verified 2026-10-10). Lender-level: not confirmed as Thomas's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Connecticut, Louisiana, Delaware, Missouri, Arkansas, Maryland, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO62623, first effective 2019-07-11), TX (opens in a new tab), CT (opens in a new tab) (LO-1864483), LA (opens in a new tab), DE (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), MD (opens in a new tab), NV (opens in a new tab), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Regulator records not active: WI (inactive), CA DFPI (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Veterans United Home Loans NMLS 1907

      Current · seen on lender site 2026-10-20

    2. West Capital Lending, Inc. NMLS 1566096

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · securities.arkansas.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Lender programslender site · veteransunited.com (opens in a new tab)verified 2026-10-10
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Thomas Sutton (NMLS 1864483), Veterans United Home Loans. LenDb.ai, https://lendb.ai/lo/thomas-sutton-1864483, last verified 2026-10-31.

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