Thuy Y Pham

Wonder Rates, Inc.

NMLS ID 2771952 (opens in a new tab) · verify at NMLS Consumer Access

Thuy Y Pham (NMLS 2771952) is a mortgage loan officer at Wonder Rates, Inc., licensed in California since 2026.

Last verified . Sources: Wonder Rates, Inc. (dfpi.ca.gov), California state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Thuy Y licensed in California?
Yes. California regulator records list license CA-DFPI2771952 as active, first effective June 20, 2026 (verified 2026-10-24).
Source: California state regulator (opens in a new tab)
What lender does Thuy Y work for?
Wonder Rates, Inc., company NMLS 1518655, per the lender's own site (verified 2026-10-23).
Source: lender site (opens in a new tab)
How long has Thuy Y been licensed?
The earliest state license record LenDb holds for Thuy Y is from June 20, 2026 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

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    California

    ✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DFPI2771952, first effective 2026-06-20), verified 2026-10-24.

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Wonder Rates, Inc. NMLS 1518655

      Current · seen on lender site 2026-10-23

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-23
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Thuy Y Pham (NMLS 2771952), Wonder Rates, Inc.. LenDb.ai, https://lendb.ai/lo/thuy-y-pham-2771952, last verified 2026-10-24.

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