Tim Smith
Production & Development Specialist at Guaranteed Rate Affinity, LLC · Chicago, IL
NMLS ID 1525200 (opens in a new tab) · verify at NMLS Consumer Access
Tim Smith (NMLS 1525200) is Production & Development Specialist at Guaranteed Rate Affinity, LLC, based in Chicago, IL. Earliest state license record: March 16, 2021 (Florida), per state regulator.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 16, 2021 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
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Licensed states
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Earlier regulator records (not active): FL (expired).
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Chicago, IL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Tim Smith started a mortgage lending career after graduating in June 2012 with a bachelor's in finance from DePaul University. They worked four years as an underwriter before moving into renovation lending in 2016. Their profile says they gained experience with renovation loans, FHA, conventional and jumbo products.
Our summary of the lender page. Verified 2026-10-15.
- Role
- Mortgage underwriter for four years before renovation lending
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Tim Smith (NMLS 1525200), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/timothy-smith-1525200, last verified 2026-10-15.
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