Vanessa Zepeda
NMLS ID 1987695 (opens in a new tab) · verify at NMLS Consumer Access
Vanessa Zepeda (NMLS 1987695) is a mortgage loan officer at West Capital Lending, Inc., licensed in Texas since 2026 and in Louisiana, Missouri and Nevada.
Last verified . Sources: West Capital Lending, Inc. (sml.texas.gov), Texas state regulator, Louisiana state regulator, Missouri state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 26, 2026 (Texas), per state regulator
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Vanessa licensed in Texas?
- Yes. Texas regulator records list a license as active, first effective May 26, 2026 (verified 2026-10-13). LenDb has 3 other states on file for Vanessa.
- Source: Texas state regulator (opens in a new tab)
- What lender does Vanessa work for?
- West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13).
- Source: lender site (opens in a new tab)
- How long has Vanessa been licensed?
- The earliest state license record LenDb holds for Vanessa is from May 26, 2026 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Texas, Louisiana, Missouri, Nevada
✓ Confirmed with the state regulator: TX (opens in a new tab), LA (opens in a new tab), MO (opens in a new tab), NV (opens in a new tab) (NMLO-177782, first effective 2026-06-30), verified 2026-10-13. Source: State of Missouri (see disclaimer).
Contact
No public business contact on file.
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Employment history
West Capital Lending, Inc. NMLS 1566096
Current · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licenses (regulator) | state regulator · mld.nv.gov (opens in a new tab) | verified 2026-10-31 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Vanessa Zepeda (NMLS 1987695), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/vanessa-zepeda-1987695, last verified 2026-10-31.
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