Veronica Amato

Senior Mortgage Advisor - Bilingual (English, Spanish) at Farmers & Merchants Bank (VA) · Harrisonburg, VA

NMLS ID 1048370 (opens in a new tab) · verify at NMLS Consumer Access

Veronica Amato (NMLS 1048370) is a mortgage loan officer at Farmers & Merchants Bank (VA) in Harrisonburg, Virginia. Veronica's own profile lists first-time buyer as a focus, and Veronica speaks English and Spanish.

Last verified 2026-10-17. Sources: Farmers & Merchants Bank (VA) (fmbankva.com) and NMLS Consumer Access (license status, check live).

11 years experience (stated)
Likely federally registered
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Veronica licensed?: Veronica works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.; Source: employer type in LenDb's lender registry
Does Veronica list first-time buyer as a focus?: Veronica's profile lists first-time buyer as a focus (from their bio).; Source: lender page (opens in a new tab)
What lender does Veronica work for?: Farmers & Merchants Bank (VA), company NMLS 414464, from the Harrisonburg, VA office, per the lender's own site (verified 2026-10-17).; Source: lender site (opens in a new tab)
What languages does Veronica speak?: English and Spanish, per their lender page (verified 2026-10-17).; Source: lender page (opens in a new tab)
How much experience does Veronica have?: Veronica states 11 years of experience.; Source: the loan officer's own statement (opens in a new tab)

Specialties

Focus

Focus: First-time buyer(from their bio)

Where we saw these: fmbankva.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Languages

English
Spanish

Source: lender site (opens in a new tab), verified 2026-10-17

Licensed states

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

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Employment history

Farmers & Merchants Bank (VA) NMLS 414464
Current · Harrisonburg, VA · seen on lender site 2026-10-17

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves: Bridgewater; Source (opens in a new tab), verified 2026-10-17
Serves: Harrisonburg; Source (opens in a new tab), verified 2026-10-17
Serves: Rockingham County; Source (opens in a new tab), verified 2026-10-17

Sources

Name and employer	lender site · fmbankva.com (opens in a new tab)	verified 2026-10-17
Specialties	lender site · fmbankva.com (opens in a new tab)	verified 2026-10-26
Languages	lender site · fmbankva.com (opens in a new tab)	verified 2026-10-17
Contact	lender site · fmbankva.com (opens in a new tab)	verified 2026-10-17
Photo	lender site · fmbankva.com (opens in a new tab)	verified 2026-10-17
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Veronica Amato (NMLS 1048370), Farmers & Merchants Bank (VA). LenDb.ai, https://lendb.ai/lo/veronica-amato-1048370, last verified 2026-10-17.

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