Waseem Elhamad

Lumin Lending Inc.

NMLS ID 1955280 (opens in a new tab) · verify at NMLS Consumer Access

Waseem Elhamad (NMLS 1955280) is a mortgage loan officer at Lumin Lending Inc., licensed in California since 2020 and in Florida, Texas and Oregon.

Last verified . Sources: Lumin Lending Inc. (sml.texas.gov), Florida state regulator, Texas state regulator, California state regulator, Oregon state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Waseem licensed in Florida?
Yes. Florida regulator records list license LO138028 as active, first effective May 14, 2025 (verified 2026-10-15). LenDb has 3 other states on file for Waseem.
Source: Florida state regulator (opens in a new tab)
What lender does Waseem work for?
Lumin Lending Inc., company NMLS 2716106, per the lender's own site (verified 2026-10-13).
Source: lender site (opens in a new tab)
How long has Waseem been licensed?
The earliest state license record LenDb holds for Waseem is from July 24, 2020 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, California, Oregon

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO138028, first effective 2025-05-14), TX (opens in a new tab), CA DRE (opens in a new tab) (02416331), OR (opens in a new tab), verified 2026-10-15.

    Regulator records not active: CA DFPI (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Lumin Lending Inc. NMLS 2716106

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Waseem Elhamad (NMLS 1955280), Lumin Lending Inc.. LenDb.ai, https://lendb.ai/lo/waseem-elhamad-1955280, last verified 2026-10-24.

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