County · GA · USDA loans

Top lenders for USDA loans in Effingham County, GA

These are lenders, not loan officers. Of the lenders LenDb lists, 12 funded USDA home loans in Effingham County, GA in 2025, 16 loans in all, per HMDA, FFIEC/CFPB data. The most active were Vanderbilt Mortgage and Finance, Inc. (3), CMG Home Loans (3) and Sierra Pacific Mortgage Company Inc (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Effingham County are linked below.

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab).

Most USDA loans funded in Effingham County, 2025

Ordered by the number of loans each lender reported under HMDA, not a rating of the lender.

  1. 1.Vanderbilt Mortgage and Finance, Inc. · 3 USDA loans

    LenDb does not list loan officers at this lender near Effingham County yet.

  2. 2.CMG Home Loans · 3 USDA loans

    LenDb does not list loan officers at this lender near Effingham County yet.

  3. 3.Sierra Pacific Mortgage Company Inc · 1 USDA loan funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Effingham County yet.

  4. 4.Plaza Home Mortgage, Inc. · 1 USDA loan funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Effingham County yet.

  5. 5.Guild Mortgage · 1 USDA loan

    LenDb lists 6 loan officers at this lender near Effingham County: Gabe Santin (Savannah), Richard Brown (Savannah), John Stahl III (Savannah) and more.

  6. 6.Kind Lending, LLC · 1 USDA loan funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Effingham County yet.

  7. 7.Homebridge Financial Services · 1 USDA loan funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Effingham County yet.

  8. 8.New American Funding · 1 USDA loan

    LenDb does not list loan officers at this lender near Effingham County yet.

  9. 9.Movement Mortgage · 1 USDA loan

    LenDb lists 2 loan officers at this lender near Effingham County: Jackie Alcock (Bluffton), Debbie D. Kennedy (Statesboro).

  10. 10.Reliance First Capital, LLC · 1 USDA loan

    LenDb does not list loan officers at this lender near Effingham County yet.

Other loan types in Effingham County

Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. HMDA data for a year is published the following spring. Same data as JSON. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.