Independent mortgage bank
Kind Lending, LLC
Company NMLS ID 3925 (opens in a new tab) · kindlending.com (opens in a new tab)
Kind Lending, LLC (company NMLS 3925) is an independent mortgage lender. LenDb lists 21 of its loan officers, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: Kind Lending, LLC's own loan officer directory and NMLS Consumer Access.
- 21 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 29,073 home loans in 2025 (HMDA), including loans brokers originated; 18,164 conventional
- By loan type: 18,164 conventional, 7,692 FHA, 2,736 VA, 481 USDA.
- By purpose: 22,898 purchase, 4,955 refinance, 1,220 other (home improvement and other closed-end loans).
- 567 jumbo (above the conforming loan limit); 3,956 for investment properties.
- Up 56% from 2024 (18,600 loans).
- About $11.1 billion in loan amounts (HMDA reports amounts in $10,000 bands).
- 97% of these loans came in through a third party such as a mortgage broker.
Most loans in California (6,301), Texas (3,771), Florida (2,627).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Branch not listed 21
- Adam Stonehouse · NMLS 2644625
- Billy Trott · NMLS 1355229
- Chad Horkan · NMLS 526220
- Charline Clark · NMLS 404572
- Christine Murphy · NMLS 170008
- Christopher Mozilo · NMLS 183726
- David Loyst · NMLS 70004
- Gary Kawano · NMLS 455499
- James Fett · NMLS 245322
- Jennifer Folk · NMLS 2386154
- Jennifer Stears · NMLS 1325732
- Julie Perkins · NMLS 1006654
- Maria Hasan · NMLS 1449472
- Melody Davis · NMLS 16823
- Natalie Cooke · NMLS 1394514
- Nicole Erickson · NMLS 1057833
- Patricia Regan · NMLS 275747
- Paul Croft · NMLS 2215524
- Sean Welsh · NMLS 843276
- Shelly McDougald · NMLS 1402311
- Todd Hower · NMLS 624263
Source: state regulator, verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.