Languages · Florida

Portuguese-speaking loan officers in Florida

As of 2026-10-22, LenDb lists 8 loan officers licensed in or based in Florida whose lender pages say they speak Portuguese. The top-ranked are Luciano DeFranca (Loan Factory), Paulo Rodriguez (CrossCountry Mortgage, Miami) and Santiago Cajamarca (JPMorgan Chase Bank (Chase Home Lending), Hollywood). Ranking is lender-neutral: a license in FL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 8

  1. 1

    Luciano DeFrancaNMLS 1642036

    Loan Factory · Mortgage broker · Florida

    • ✓Licensed in FL: confirmed with the Florida regulator (license LO45044), verified 2026-10-15
    • Speaks Portuguese (lender page, verified 2026-10-09)
    • Office in Florida
    • Earliest state license record: July 11, 2017 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Paulo RodriguezNMLS 314784

    CrossCountry Mortgage · Miami, FL · licensed in 4 states

    • Condo
    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO25010), verified 2026-10-15
    • Speaks Portuguese (lender page, verified 2026-10-22)
    • Office in Miami, FL
    • Earliest state license record: May 20, 2014 (Florida), per state regulator
  3. 3

    Santiago CajamarcaNMLS 1519521

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Hollywood, FL

    • Self-employed
    • Jumbo loan
    • First-time buyer
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO37952), verified 2026-10-15
    • Speaks Portuguese (lender page, verified 2026-10-19)
    • Office in Hollywood, FL
    • Earliest state license record: December 21, 2016 (Florida), per state regulator
    • States 10 years of experience (lender page, 2026-10-09)
  4. 4

    Felipe TolomelliNMLS 995426

    Meadowbrook Financial Mortgage Bankers Corp. · Melbourne, FL

    • ✓Licensed in FL: confirmed with the Florida regulator (license LO37637), verified 2026-10-15
    • Speaks Portuguese (lender page, verified 2026-10-15)
    • Office in Melbourne, FL
    • Earliest state license record: November 17, 2016 (Florida), per state regulator
  5. 5

    Natalia FerreiraNMLS 1564839

    CrossCountry Mortgage · Fort Myers, FL

    • ✓Licensed in FL: confirmed with the Florida regulator (license LO59139), verified 2026-10-15
    • Speaks Portuguese (lender page, verified 2026-10-22)
    • Office in Fort Myers, FL
    • Earliest state license record: February 8, 2019 (Florida), per state regulator
    • States 7 years of experience (lender page, 2026-10-22)
  6. 6

    Daniela VelardeNMLS 2538132

    CrossCountry Mortgage · Delray Beach, FL · licensed in 2 states

    • FHA loan
    • First-time buyer
    • Refinance
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO125647), verified 2026-10-15
    • Speaks Portuguese (lender page, verified 2026-10-22)
    • Office in Delray Beach, FL
    • Earliest state license record: January 25, 2024 (Florida), per state regulator
  7. 7

    John FontesNMLS 659607

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Miami, FL

    • Down payment assistance
    • FHA loan
    • VA loan
    • Jumbo loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Portuguese (lender page, verified 2026-10-19)
    • Office in Miami, FL
  8. 8

    Sabrina SoaresNMLS 2081148

    Bank of America · Bank · Coral Springs, FL

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Portuguese (lender page, verified 2026-10-19)
    • Office in Coral Springs, FL

How this list is ranked

A loan officer is listed when their own lender page lists Portuguese. Loan officers are included when a FL license is confirmed with the state regulator (check mark), FL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?lang=pt&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.