Independent mortgage bank
InstaMortgage Inc.
Company NMLS ID 1035734 (opens in a new tab) · instamortgage.com (opens in a new tab)
InstaMortgage Inc. (company NMLS 1035734) is an independent mortgage lender. LenDb lists 38 of its loan officers, with branches in 2 states, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: InstaMortgage Inc.'s own loan officer directory and NMLS Consumer Access.
- 38 loan officers on LenDb
- 2 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 256 home loans in 2025 (HMDA), 184 conventional
- By loan type: 184 conventional, 49 FHA, 23 VA.
- By purpose: 192 purchase, 64 refinance.
- 1 jumbo (above the conforming loan limit); 34 for investment properties.
- Up 90% from 2024 (135 loans).
- About $116.5 million in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in Virginia (74), Maryland (43), Texas (33).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
About InstaMortgage Inc.
InstaMortgage Inc. is a mortgage company based in San Jose, California. It offers conventional, government-backed (FHA, VA and USDA), reverse, commercial and HELOC loans. It is immigrant-led and minority-owned.
Written by LenDb from the lender's own page (opens in a new tab), read 2026-10-15.
State licenses (regulator records)
- Florida (Mortgage Lender, Approved) source (opens in a new tab)
- Texas (Mortgage Company License, Approved) source (opens in a new tab)
LenDb has company license records from these state regulators so far. A state not listed is not known either way; NMLS Consumer Access has the full list.
Languages its loan officers list
- Korean (1)
Loan officers
California 4
- Erin Allan · San Jose
- Insu Kim · San Jose
- JanChase Charifa · San Jose
- Jen Sawaya · San Jose · Mortgage Banker
Branch not listed 33
- Amy Cheng · NMLS 2439313
- Amy Gustin · NMLS 2322753
- Andy Christian · Home Loan Strategist
- Anthony Narag · NMLS 1188800
- Antoine Loubeau · NMLS 479857
- April Brown · NMLS 205209
- Beatriz Zuluaga · NMLS 2582217
- Behzad Hamidi · NMLS 1942577
- Bianca Pourshahbazi · NMLS 286544
- Bob Brickman · NMLS 176168
- Craig Jenkins · NMLS 197149
- Dan Ali · NMLS 225882
- Daniel Freshley · NMLS 196245
- Danny Kim · NMLS 29351
- Erasmo Menchaca · NMLS 2130676
- Giovanni Valdez · NMLS 1262919
- Jim Vandegriff · NMLS 178470
- Jim Yun · NMLS 196936
- Jodi Snyder · NMLS 198672
- John Castillo · NMLS 1205328
- Joseph Luis Campos · NMLS 1802401
- Jun W. Bae · NMLS 178471
- Keith Jacobs · NMLS 524542
- Kevin Brentley · NMLS 953572
- Luis J Campos · NMLS 71190
- Mark Montgomery · NMLS 1451566
- Perry Trotter · NMLS 708039
- Prasanna Rangaswamy · NMLS 1314117
- Rafael Camacho · NMLS 1843036
- Reynaldo Rojas · NMLS 1604761
- Samantha Huffman · NMLS 1266567
- Shahnawaz Hassam · NMLS 2690741
- Shashank Shekhar · NMLS 8176
Source: state regulator (loan officer directory (opens in a new tab)), verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.