Amy Cheng (NMLS 2439313) is a mortgage loan officer at InstaMortgage Inc., licensed in California since 2023. Amy works at an FHA-approved lender, per HUD.
Last verified . Sources: InstaMortgage Inc. (dfpi.ca.gov), California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: June 16, 2023 (California), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Amy licensed in California?
- Yes. California regulator records list license CA-DFPI2439313 as active, first effective June 16, 2023 (verified 2026-10-24).
- Source: California state regulator (opens in a new tab)
- What lender does Amy work for, and is it FHA-approved?
- InstaMortgage Inc., company NMLS 1035734, per the lender's own site (verified 2026-10-23). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Amy been licensed?
- The earliest state license record LenDb holds for Amy is from June 16, 2023 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DFPI2439313, first effective 2023-06-16), verified 2026-10-24.
Contact
No public business contact on file.
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Employment history
InstaMortgage Inc. NMLS 1035734
Current · seen on lender site 2026-10-23
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-23 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Amy Cheng (NMLS 2439313), InstaMortgage Inc.. LenDb.ai, https://lendb.ai/lo/amy-cheng-2439313, last verified 2026-10-24.
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