Aferdita Rica, photo from Loan Factory

Aferdita Rica

Mortgage Loan Officer at Loan Factory

NMLS ID 2314764 (opens in a new tab) · verify at NMLS Consumer Access

Aferdita Rica (NMLS 2314764) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO122385). Also lists Michigan on the lender page (not yet checked with the state regulator). Speaks English, Italian and Albanian. Licensed since 2023 (per Florida records).

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • English
    • Italian
    • Albanian

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Michigan

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO122385, since 2023), verified 2026-10-09.

    Lender-reported: MI is listed on the lender page, not yet checked with the state regulator.

    Contact

    No public business contact on file.

    View profile at Loan Factory (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Loan Factory NMLS 320841

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Aferdita Rica (NMLS 2314764), Loan Factory. LenDb.ai, https://lendb.ai/lo/aferdita-rica-2314764, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.