Andrew Towns

United Lending Team, INC · Franklin, TN

NMLS ID 2252863 (opens in a new tab) · verify at NMLS Consumer Access

Based in Franklin, Tennessee, Andrew Towns (NMLS 2252863) is a mortgage loan officer at United Lending Team, INC, licensed in Florida since 2021 and in Texas, California and Illinois.

Last verified . Sources: United Lending Team, INC (sml.texas.gov), Florida state regulator, Texas state regulator, Arkansas state regulator, Wisconsin state regulator, California state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Andrew licensed in Florida?
Yes. Florida regulator records list license LO97544 as active, first effective November 16, 2021 (verified 2026-10-15). LenDb has 3 other states on file for Andrew.
Source: Florida state regulator (opens in a new tab)
What lender does Andrew work for?
United Lending Team, INC, company NMLS 2273319, from the Franklin, TN office, per the lender's own site (verified 2026-10-13).
Source: lender site (opens in a new tab)
How long has Andrew been licensed?
The earliest state license record LenDb holds for Andrew is from November 16, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, California, Illinois

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO97544, first effective 2021-11-16), TX (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI2252863, first effective 2023-03-27), IL (opens in a new tab) (31.0081334, first effective 2023-03-15), verified 2026-10-15.

    Regulator records not active: AR (inactive), WI (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. United Lending Team, INC NMLS 2273319

      Current · Franklin, TN · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Andrew Towns (NMLS 2252863), United Lending Team, INC. LenDb.ai, https://lendb.ai/lo/andrew-towns-2252863, last verified 2026-10-28.

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