JoAnna Otero

Area Sales Manager at Union Home Mortgage · Ooltewah, TN

NMLS ID 168871 (opens in a new tab) · verify at NMLS Consumer Access

JoAnna Otero (NMLS 168871) is Area Sales Manager at Union Home Mortgage, based in Ooltewah, TN. Lists Georgia and Tennessee on the lender page (not yet checked with the state regulator). States 20 years of experience.

Last verified 2026-10-09. Sources: Union Home Mortgage (uhm.com) and NMLS Consumer Access (license status, check live).

20 years experience (stated)
2 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

None listed on the lender page yet.

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

Georgia, Tennessee

Lender-reported: GA, TN are listed on the lender page, not yet checked with the state regulator.

Contact

A quick automatic check keeps bots from harvesting contact details.

View profile at Union Home Mortgage

We never see who you contact.

Employment history

Union Home Mortgage NMLS 2229
Current · Ooltewah, TN · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

JoAnna has over 20 years of mortgage industry experience serving borrowers in Tennessee and Georgia, providing exceptional customer service and customized loan options.

Our summary of the lender page. Verified 2026-10-09.

Credentials: Originator of the Year for nine consecutive years; Source (opens in a new tab), verified 2026-10-09
Credentials: Award of Excellence from Chattanooga Mortgage Bankers Association 2014-2020; Source (opens in a new tab), verified 2026-10-09
Credentials: Peoples Home Equity Presidents Club honoree 2015-2018; Source (opens in a new tab), verified 2026-10-09
Serves: Tennessee and Georgia; Source (opens in a new tab), verified 2026-10-09

Sources

Name and employer	lender site · uhm.com (opens in a new tab)	verified 2026-10-09
Licensed states	lender site · uhm.com (opens in a new tab)	verified 2026-10-09
Summary	lender site · uhm.com (opens in a new tab)	verified 2026-10-09
Contact	lender site · uhm.com (opens in a new tab)	verified 2026-10-09
Photo	lender site · uhm.com (opens in a new tab)	verified 2026-10-09
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: JoAnna Otero (NMLS 168871), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/joanna-otero-168871, last verified 2026-10-09.

Is this you?

Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.