Anna Smart, photo from Xpert Home Lending

Anna Smart

Loan Officer at Xpert Home Lending

NMLS ID 1181207 (opens in a new tab) · verify at NMLS Consumer Access

Anna Smart (NMLS 1181207) is Loan Officer at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO63087). Also lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2019 (per Florida records).

Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, District of Columbia, Maryland, Virginia

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO63087, since 2019), verified 2026-10-09.

    Lender-reported: DC, MD, VA are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Xpert Home Lending (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Xpert Home Lending NMLS 2179191

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Anna has 20+ years of mortgage lending experience serving Washington DC, FL, MD, and VA. They prioritize client satisfaction with 95% of business from referrals, offering smooth buying and refinancing experiences with market insights.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    20+
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    95% of business from client referrals, realtor referrals and repeat clients
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Summarylender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Contactlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Photolender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Anna Smart (NMLS 1181207), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/anna-smart-1181207, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.