Bill Duff
Mortgage Banker at First Citizens Bank · Raleigh, NC
NMLS ID 412444 (opens in a new tab) · verify at NMLS Consumer Access
Bill Duff (NMLS 412444) is Mortgage Banker at First Citizens Bank, based in Raleigh, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, Down payment assistance, First-time buyer, Jumbo loan and Physician and medical professional.
Last verified . Sources: First Citizens Bank (bankers.firstcitizens.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Construction loanlender page
- Down payment assistancelender page
- First-time buyerlender page
- Jumbo loanlender page
- Physician and medical professionallender page
- Renovation loan (203k / HomeStyle)lender page
- Self-employedlender page
- Vacation homelender page
Where we saw these: bankers.firstcitizens.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
First Citizens Bank NMLS 503941
Current · Raleigh, NC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Bill has been helping clients with home purchases, refinancing, and upgrades since 2009. He specializes in customized loan plans for first-time buyers and existing homeowners, serving a multi-state region including NC, SC, TN, and VA.
Our summary of the lender page. Verified 2026-10-09.
- Education
- University of North Carolina at Chapel Hill
- Source (opens in a new tab), verified 2026-10-09
- Community
- Saint Michael's Church member, The Alexander Family YMCA
- Source (opens in a new tab), verified 2026-10-09
- Also
- Previous work history: Highlands Residential Mortgage for 5 years
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Bill Duff (NMLS 412444), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/bill-duff-412444, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.