Loan programs · North Carolina
Construction loan officers in North Carolina
As of 2026-10-09, LenDb lists 87 loan officers licensed in or based in North Carolina whose lender pages show Construction loan work. The top-ranked are Russell Smith (ALCOVA Mortgage, Whiteville), Erik Taylor (First Citizens Bank, Raleigh) and Patty Davis (CrossCountry Mortgage, Wilmington). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Russell SmithNMLS 78989
ALCOVA Mortgage · Whiteville, NC · licensed in 3 states
- Construction loan
- Rural property
- DSCR loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Whiteville, NC
- States 32 years of experience (lender page, 2026-10-09)
- 2
Erik TaylorNMLS 561167
First Citizens Bank · Bank · Raleigh, NC
- Construction loan
- Renovation loan (203k / HomeStyle)
- Self-employed
- Vacation home
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Raleigh, NC
- States 27 years of experience (lender page, 2026-10-09)
- 3
Patty DavisNMLS 111521
CrossCountry Mortgage · Wilmington, NC · licensed in 3 states
- Construction loan
- VA loan
- FHA loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Wilmington, NC
- Licensed since 2021 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 4
Gabe LibuttiNMLS 504917
Atlantic Coast Mortgage · Huntersville, NC · licensed in 6 states
- Construction loan
- Jumbo loan
- New construction
- Self-employed
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Huntersville, NC
- Licensed since 2019 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 5
Jack R. BosticNMLS 161216
Truist Bank · Bank · Raleigh, NC
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Raleigh, NC
- States 25 years of experience (lender page, 2026-10-09)
- 6
Kerri DoyleNMLS 414480
Truist Bank · Bank · Raleigh, NC
- Construction loan
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Raleigh, NC
- States 32 years of experience (lender page, 2026-10-09)
- 7
Lee BladesNMLS 144593
CrossCountry Mortgage · Reston, VA · licensed in 7 states
- Construction loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 8
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Construction loan
- Renovation loan (203k / HomeStyle)
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 9
Christina McCollumNMLS 1398321
Churchill Mortgage · Kennewick, WA · licensed in 21 states
- Construction loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 10
Bonnie JacksonNMLS 450491
Atlantic Coast Mortgage · Huntersville, NC · licensed in 8 states
- Construction loan
- First-time buyer
- Self-employed
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Huntersville, NC
- Licensed since 2019 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 11
John SchmidlinNMLS 69847
Guild Mortgage · High Point, NC · licensed in 3 states
- Construction loan
- First-time buyer
- Real estate investor
- Down payment assistance
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in High Point, NC
- States 29 years of experience (lender page, 2026-10-09)
- 12
Justin BurrisNMLS 659024
Fairway Independent Mortgage Corporation · Raleigh, NC · licensed in 4 states
- Construction loan
- Reverse mortgage
- Jumbo loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Raleigh, NC
- States 20 years of experience (lender page, 2026-10-09)
- 13
Shawna BeckerNMLS 107857
Union Home Mortgage · Fayetteville, NC · licensed in 2 states
- Construction loan
- FHA loan
- VA loan
- First-time buyer
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Fayetteville, NC
- 14
Dan LarkinNMLS 258898
LeaderOne Financial · Oak Brook, IL · licensed in 18 states
- Construction loan
- First-time buyer
- Real estate investor
- Down payment assistance
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 15
Shannon BradshawNMLS 545211
CrossCountry Mortgage · Atlanta, GA · licensed in 13 states
- Construction loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 16
Dustin SwigartNMLS 681479
CrossCountry Mortgage · Tampa, FL · licensed in 6 states
- Construction loan
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 17
Kate RedmanNMLS 880676
CrossCountry Mortgage · Evans, GA · licensed in 6 states
- Construction loan
- FHA loan
- VA loan
- Non-QM loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 18
Jordan TaylorNMLS 1862550
Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 15 states
- Construction loan
- DSCR loan
- FHA loan
- Jumbo loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 19
Morgan CassidyNMLS 1948856
Union Home Mortgage · Ocala, FL · licensed in 9 states
- Construction loan
- First-time buyer
- VA loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 20
Aaron SandersNMLS 2555076
CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states
- Construction loan
- First-time buyer
- Real estate investor
- VA loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 21
Vince CurcioNMLS 102096
First Heritage Mortgage · licensed in 8 states
- Construction loan
- Condo
- Renovation loan (203k / HomeStyle)
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 22
Jeffrey AronheimNMLS 235233
CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states
- Construction loan
- Non-QM loan
- Real estate investor
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- 23
Gerald BrodyNMLS 397642
CrossCountry Mortgage · Southfield, MI · licensed in 12 states
- Construction loan
- Reverse mortgage
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 24
Caylab HerreraNMLS 2035377
Churchill Mortgage · Allen, TX · licensed in 8 states
- Construction loan
- First-time buyer
- Real estate investor
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 6 years of experience (lender page, 2026-10-09)
- 25
Bruce BrinkerhoffNMLS 639483
CrossCountry Mortgage · Cleveland, OH · licensed in 50 states
- Construction loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
Before you choose
Builder approval, draw management and appraisals based on plans require a lender with a construction department.
- Do you offer one-time close construction loans?
- What do you require to approve my builder?
- How are draws released during the build?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NC license is confirmed with the state regulator (check mark), NC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=construction&state=NC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.