Brandee Stephens, photo from Lifetime Home Loans, LLC

Brandee Stephens

Loan Officer at Lifetime Home Loans, LLC

NMLS ID 502317 (opens in a new tab) · verify at NMLS Consumer Access

Brandee Stephens (NMLS 502317) is a Loan Officer at Lifetime Home Loans, LLC, licensed in Oregon since 2020 and in Texas and California.

Last verified . Sources: Lifetime Home Loans, LLC (lifetimehomeloans.com), Texas state regulator, Oregon state regulator, California state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Brandee licensed in Texas?
Yes. Texas regulator records list a license as active, first effective December 10, 2025 (verified 2026-10-13). LenDb has 2 other states on file for Brandee.
Source: Texas state regulator (opens in a new tab)
What lender does Brandee work for?
Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Brandee been licensed?
The earliest state license record LenDb holds for Brandee is from December 11, 2020 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Oregon state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas, Oregon, California

    ✓ Confirmed with the state regulator: TX (opens in a new tab), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI502317, first effective 2025-09-09), verified 2026-10-13.

    Contact

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    Employment history

    1. Lifetime Home Loans, LLC NMLS 1861406

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · lifetimehomeloans.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    Contactlender site · lifetimehomeloans.com (opens in a new tab)verified 2026-10-15
    Photostate regulator · lifetimehomeloans.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Brandee Stephens (NMLS 502317), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/brandee-ruelas-502317, last verified 2026-10-24.

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