Chris Cunningham

Loan Officer at Lifetime Home Loans, LLC

NMLS ID 268919 (opens in a new tab) · verify at NMLS Consumer Access

Chris Cunningham (NMLS 268919) is a Loan Officer at Lifetime Home Loans, LLC, licensed in California since 2020. Chris's focus, from their own profile, includes down payment assistance, FHA loan and jumbo loan.

Last verified 2026-10-24. Sources: Lifetime Home Loans, LLC (lifetimehomeloans.com), California state regulator and NMLS Consumer Access (license status, check live). Licensed as Christopher Cunningham (California regulator).

Earliest state license record: December 9, 2020 (California), per state regulator
20 years experience (stated)
2 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Chris licensed in California?: Yes. California regulator records list license CA-DFPI268919 as active, first effective December 9, 2020 (verified 2026-10-24). LenDb has 1 other state on file for Chris.; Source: California state regulator (opens in a new tab)
Does Chris do down payment assistance?: Chris's profile lists down payment assistance as a focus (from their lender profile page). It also lists FHA loan, jumbo loan and non-QM loan.; Source: lender page (opens in a new tab)
What lender does Chris work for?: Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15).; Source: lender site (opens in a new tab)
How long has Chris been licensed?: The earliest state license record LenDb holds for Chris is from December 9, 2020 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Chris states 20 years of experience.; Source: California state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: lifetimehomeloans.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

California, Nevada

✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DFPI268919, first effective 2020-12-09), verified 2026-10-24.

Lender-reported: NV is listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

Lifetime Home Loans, LLC NMLS 1861406
Current · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Role: past experience as a broker, direct lender and net branch owner; Source (opens in a new tab), verified 2026-10-15

Sources

Name and employer	lender site · lifetimehomeloans.com (opens in a new tab)	verified 2026-10-15
Licenses (regulator)	state regulator · dfpi.ca.gov (opens in a new tab)	verified 2026-10-24
Licensed states	lender site · lifetimehomeloans.com (opens in a new tab)	verified 2026-10-15
Specialties	lender site · lifetimehomeloans.com (opens in a new tab)	verified 2026-10-26
Contact	lender site · lifetimehomeloans.com (opens in a new tab)	verified 2026-10-15
Photo	lender site · lifetimehomeloans.com (opens in a new tab)	verified 2026-10-15
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Chris Cunningham (NMLS 268919), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/chris-cunningham-268919, last verified 2026-10-24.

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