Carlos Moctezuma
Mortgage Banker Market Specialist at First Citizens Bank · Ontario, CA
NMLS ID 960434 (opens in a new tab) · verify at NMLS Consumer Access
Carlos Moctezuma (NMLS 960434) is Mortgage Banker Market Specialist at First Citizens Bank, based in Ontario, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, Down payment assistance, FHA loan, First-time buyer and Jumbo loan. States 30 years of experience.
Last verified . Sources: First Citizens Bank (bankers.firstcitizens.com) and NMLS Consumer Access (license status, check live).
- 30 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Construction loanlender page
- Down payment assistancelender page
- FHA loanlender page
- First-time buyerlender page
- Jumbo loanlender page
- Physician and medical professionallender page
- Renovation loan (203k / HomeStyle)lender page
- Self-employedlender page
- USDA loanlender page
- VA loanlender page
- Vacation homelender page
Where we saw these: bankers.firstcitizens.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
First Citizens Bank NMLS 503941
Current · Ontario, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Carlos Moctezuma brings over 30 years of lending experience. He specializes in helping first-time homebuyers access low down payment programs, down payment assistance, and grants, while maintaining exceptional on-time closing rates.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Past President of NAHREP; leads workshops and community events focused on financial literacy and wealth building
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Southern California including Los Angeles, Orange, Riverside, San Bernardino, San Diego, and Ventura Counties
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Carlos Moctezuma (NMLS 960434), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/carlos-moctezuma-960434, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.