Loan programs · California
Construction loan officers in California
As of 2026-10-09, LenDb lists 117 loan officers licensed in or based in California whose lender pages show Construction loan work. The top-ranked are John Assily (CrossCountry Mortgage, Walnut Creek), Tera Greene (CrossCountry Mortgage, Yuma) and Cameron Gemoets (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
John AssilyNMLS 291314
CrossCountry Mortgage · Walnut Creek, CA
- Construction loan
- FHA loan
- Jumbo loan
- VA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Walnut Creek, CA
- States 30 years of experience (lender page, 2026-10-09)
- 2
Tera GreeneNMLS 304548
CrossCountry Mortgage · Yuma, AZ · licensed in 2 states
- Construction loan
- Down payment assistance
- USDA loan
- VA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 3
Cameron GemoetsNMLS 2701842
CrossCountry Mortgage · Cleveland, OH · licensed in 12 states
- Construction loan
- FHA loan
- USDA loan
- VA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Michael DubruleNMLS 92043
American Pacific Mortgage · Yakima, WA · licensed in 4 states
- Construction loan
- Reverse mortgage
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 33 years of experience (lender page, 2026-10-09)
- 5
Christina McCollumNMLS 1398321
Churchill Mortgage · Kennewick, WA · licensed in 21 states
- Construction loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Robert SaberiNMLS 377663
CrossCountry Mortgage · Benicia, CA
- Construction loan
- Jumbo loan
- Non-QM loan
- Real estate investor
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Benicia, CA
- States 20 years of experience (lender page, 2026-10-09)
- 7
Joe PereiraNMLS 1734139
C2 Financial Corporation · Mortgage broker · California
- Construction loan
- Real estate investor
- Self-employed
- VA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in California
- States 25 years of experience (lender page, 2026-10-09)
- 8
Michael Lee McchristianNMLS 288571
Loan Factory · Mortgage broker · California
- Construction loan
- FHA loan
- VA loan
- First-time buyer
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in California
- States 26 years of experience (lender page, 2026-10-09)
- 9
Adam EllsworthNMLS 979864
U.S. Bank · Bank · Hermosa Beach, CA
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Hermosa Beach, CA
- Licensed since 2016 (per Florida records)
- 10
Alex BergerNMLS 257173
BMO Bank · Bank · Los Angeles, CA
- Construction loan
- Jumbo loan
- Physician and medical professional
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Los Angeles, CA
- States 20 years of experience (lender page, 2026-10-09)
- 11
Irini LuluNMLS 482084
CrossCountry Mortgage · Plymouth Meeting, PA · licensed in 8 states
- Construction loan
- Non-QM loan
- Real estate investor
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 12
Erin HendricksNMLS 90634
Intercap Lending · Pleasant Grove, UT · licensed in 22 states
- Construction loan
- Down payment assistance
- First-time buyer
- New construction
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 13
Ryan ArznerNMLS 247157
CrossCountry Mortgage · McMinnville, OR · licensed in 4 states
- Construction loan
- Real estate investor
- VA loan
- FHA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 22 years of experience (lender page, 2026-10-09)
- 14
Dan LarkinNMLS 258898
LeaderOne Financial · Oak Brook, IL · licensed in 18 states
- Construction loan
- First-time buyer
- Real estate investor
- Down payment assistance
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 15
Danielle YoungNMLS 265241
CrossCountry Mortgage · South Jordan, UT · licensed in 9 states
- Construction loan
- Jumbo loan
- Non-QM loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 16
Heidi GreenNMLS 344768
CrossCountry Mortgage · Seattle, WA · licensed in 5 states
- Construction loan
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 17
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- Construction loan
- Self-employed
- Jumbo loan
- USDA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 18
Aaron SandersNMLS 2555076
CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states
- Construction loan
- First-time buyer
- Real estate investor
- VA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 19
Jeffrey AronheimNMLS 235233
CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states
- Construction loan
- Non-QM loan
- Real estate investor
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- 20
Ann GeskeNMLS 239635
C2 Financial Corporation · Mortgage broker · licensed in 4 states
- Construction loan
- Reverse mortgage
- Self-employed
- VA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 35 years of experience (lender page, 2026-10-09)
- 21
Nili Sinai-NathanNMLS 248616
C2 Financial Corporation · Mortgage broker
- Construction loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 24 years of experience (lender page, 2026-10-09)
- 22
Gerald BrodyNMLS 397642
CrossCountry Mortgage · Southfield, MI · licensed in 12 states
- Construction loan
- Reverse mortgage
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 23
Douglas R BetzNMLS 1339730
C2 Financial Corporation · Mortgage broker
- Construction loan
- Reverse mortgage
- USDA loan
- VA loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 24
Bruce BrinkerhoffNMLS 639483
CrossCountry Mortgage · Cleveland, OH · licensed in 50 states
- Construction loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 25
Aaron EideNMLS 1481663
U.S. Bank · Bank · Minneapolis, MN · licensed in 3 states
- Construction loan
- CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
Before you choose
Builder approval, draw management and appraisals based on plans require a lender with a construction department.
- Do you offer one-time close construction loans?
- What do you require to approve my builder?
- How are draws released during the build?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CA license is confirmed with the state regulator (check mark), CA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=construction&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.