Carmen Wise

Primary Residential Mortgage (PRMI)

NMLS ID 2782162 (opens in a new tab) · verify at NMLS Consumer Access

Carmen Wise (NMLS 2782162) is a mortgage loan officer at Primary Residential Mortgage (PRMI), licensed in California since 2025 and in Florida and Oregon. Carmen works at an FHA-approved lender, per HUD.

Last verified . Sources: Primary Residential Mortgage (PRMI) (dfpi.ca.gov), Florida state regulator, Connecticut state regulator, Oregon state regulator, California state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Carmen licensed in Florida?
Yes. Florida regulator records list license LO143625 as active, first effective December 18, 2025 (verified 2026-10-15). LenDb has 2 other states on file for Carmen.
Source: Florida state regulator (opens in a new tab)
What lender does Carmen work for, and is it FHA-approved?
Primary Residential Mortgage (PRMI), company NMLS 3094, per the lender's own site (verified 2026-10-23). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Carmen been licensed?
The earliest state license record LenDb holds for Carmen is from December 17, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Oregon, California

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO143625, first effective 2025-12-18), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI2782162, first effective 2025-12-17), verified 2026-10-15.

    Regulator records not active: CT (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Primary Residential Mortgage (PRMI) NMLS 3094

      Current · seen on lender site 2026-10-23

    2. E Mortgage Capital, Inc. NMLS 1416824

      Current · seen on lender site 2026-10-20

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-23
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Carmen Wise (NMLS 2782162), Primary Residential Mortgage (PRMI). LenDb.ai, https://lendb.ai/lo/carmen-wise-2782162, last verified 2026-10-24.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.