Charles Adkins
Executive Loan Officer at INDEPENDENCE HOME LOANS LLC
NMLS ID 2501484 (opens in a new tab) · verify at NMLS Consumer Access
Charles Adkins (NMLS 2501484) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2023 and in Oregon, California and Maryland. Charles's focus, from their own profile, includes FHA loan and reverse mortgage.
Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 22, 2023 (Florida), per state regulator
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Charles licensed in Florida?
- Yes. Florida regulator records list license LO121719 as active, first effective July 22, 2023 (verified 2026-10-15). LenDb has 3 other states on file for Charles.
- Source: Florida state regulator (opens in a new tab)
- Does Charles do FHA loans?
- Charles's profile lists FHA loan as a focus (from their lender profile page). It also lists reverse mortgage.
- Source: lender page (opens in a new tab)
- What lender does Charles work for?
- INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Charles been licensed?
- The earliest state license record LenDb holds for Charles is from July 22, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: FHA loan(from their lender profile page)
- Focus: Reverse mortgage(from their lender profile page)
Where we saw these: independencehl.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Oregon, California, Maryland
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO121719, first effective 2023-07-22), OR (opens in a new tab) (1474344, first effective 2025-11-03), CA DFPI (opens in a new tab) (CA-DFPI2501484, first effective 2023-08-17), MD (opens in a new tab), verified 2026-10-15.
Regulator records not active: WI (expired).
Contact
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Employment history
INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Education
- Bachelor's degree in Healthcare Management, Towson University (Maryland)
- Source (opens in a new tab), verified 2026-10-15
- Role
- Assistant Vice President in training who developed and led own team
- Source (opens in a new tab), verified 2026-10-15
- Credentials
- Consistently ranked as the top producer year after year
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · labor.maryland.gov (opens in a new tab) | verified 2026-10-26 |
| Specialties | lender site · independencehl.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Charles Adkins (NMLS 2501484), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/charles-adkins-2501484, last verified 2026-10-26.
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