David Christoper, photo from INDEPENDENCE HOME LOANS LLC

David Christoper

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 1541625 (opens in a new tab) · verify at NMLS Consumer Access

David Christoper (NMLS 1541625) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2021 and in Texas, Oregon, California and Maryland.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Oregon state regulator, California state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is David licensed in Florida?
Yes. Florida regulator records list license LO90125 as active, first effective June 23, 2021 (verified 2026-10-15). LenDb has 4 other states on file for David.
Source: Florida state regulator (opens in a new tab)
What lender does David work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has David been licensed?
The earliest state license record LenDb holds for David is from June 23, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. David states 8 years of experience.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Oregon, California, Maryland

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO90125, first effective 2021-06-23), TX (opens in a new tab), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI1541625, first effective 2021-07-09), MD (opens in a new tab), verified 2026-10-15.

    Contact

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-15

    2. Atlantic Avenue Mortgage, LLC NMLS 2413563

      Current · Annapolis, MD · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    David Christoper has over eight years in the industry, starting in closing and post-closing before working as a loan officer for the past four years. They are a graduate of Towson University. Outside of work, they enjoy the gym, golf, and local sports events.

    Our summary of the lender page. Verified 2026-10-15.

    Also
    Loan Officer for the past four years
    Source (opens in a new tab), verified 2026-10-15
    Education
    Towson University, Bachelor's degree in 2014
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · labor.maryland.gov (opens in a new tab)verified 2026-10-26
    Summarylender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Photolender site · independencehl.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: David Christoper (NMLS 1541625), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/david-christopher-1541625, last verified 2026-10-26.

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