Julia Reynolds, photo from Lifetime Home Loans, LLC

Julia Reynolds

Loan Officer at Lifetime Home Loans, LLC

NMLS ID 2121844 (opens in a new tab) · verify at NMLS Consumer Access

Julia Reynolds (NMLS 2121844) is a Loan Officer at Lifetime Home Loans, LLC, licensed in California since 2025. Julia's focus, from their own profile, includes VA loan.

Last verified . Sources: Lifetime Home Loans, LLC (lifetimehomeloans.com), California state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Julia licensed in California?
Yes. California regulator records list license CA-DFPI2121844 as active, first effective August 12, 2025 (verified 2026-10-24). LenDb has 1 other state on file for Julia.
Source: California state regulator (opens in a new tab)
Does Julia do VA loans?
Julia's profile lists VA loan as a focus (from their lender profile page).
Source: lender page (opens in a new tab)
What lender does Julia work for?
Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Julia been licensed?
The earliest state license record LenDb holds for Julia is from August 12, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: lifetimehomeloans.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

California, Tennessee

✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DFPI2121844, first effective 2025-08-12), verified 2026-10-24.

Lender-reported: TN is listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Lifetime Home Loans, LLC NMLS 1861406

    Current · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience
since 2020
Source (opens in a new tab), verified 2026-10-15
Also
became a licensed mortgage professional in 2025
Source (opens in a new tab), verified 2026-10-15

Sources

Name and employerlender site · lifetimehomeloans.com (opens in a new tab)verified 2026-10-15
Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
Licensed stateslender site · lifetimehomeloans.com (opens in a new tab)verified 2026-10-15
Specialtieslender site · lifetimehomeloans.com (opens in a new tab)verified 2026-10-26
Contactlender site · lifetimehomeloans.com (opens in a new tab)verified 2026-10-15
Photolender site · lifetimehomeloans.com (opens in a new tab)verified 2026-10-15
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Julia Reynolds (NMLS 2121844), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/julia-reynolds-2121844, last verified 2026-10-24.

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