Christine M. Howard, photo from Bank Five Nine

Christine M. Howard

Mortgage Lender at Bank Five Nine

NMLS ID 271897 (opens in a new tab) · verify at NMLS Consumer Access

Christine M. Howard (NMLS 271897) is a Mortgage Lender at Bank Five Nine.

Last verified . Sources: Bank Five Nine (bankfivenine.com), Wisconsin state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Christine licensed?
Christine works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
What lender does Christine work for?
Bank Five Nine, company NMLS 410817, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)
How long has Christine been licensed?
The earliest state license record LenDb holds for Christine is from April 11, 2019 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Christine states 28 years of experience.
Source: Wisconsin state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Regulator records not active: WI (expired).

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    Employment history

    1. Bank Five Nine NMLS 410817

      Current · seen on lender site 2026-10-16

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Community
    Serves a 6th term on the Waukesha County Board of Supervisors
    Source (opens in a new tab), verified 2026-10-16

    Sources

    Name and employerlender site · bankfivenine.com (opens in a new tab)verified 2026-10-16
    Licenses (regulator)state regulator · dfi.wi.gov (opens in a new tab)verified 2026-10-21
    Contactlender site · bankfivenine.com (opens in a new tab)verified 2026-10-16
    Photolender site · bankfivenine.com (opens in a new tab)verified 2026-10-16
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Christine M. Howard (NMLS 271897), Bank Five Nine. LenDb.ai, https://lendb.ai/lo/christine-m-howard-271897, last verified 2026-10-16.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.