Daniel Cruz
Mortgage Loan Officer at Bell Bank · Brentwood, TN
NMLS ID 1851416 (opens in a new tab) · verify at NMLS Consumer Access
Daniel Cruz (NMLS 1851416) is a Mortgage Loan Officer at Bell Bank in Brentwood, Tennessee, licensed in Florida since 2021.
Last verified . Sources: Bell Bank (bell.bank), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 2, 2021 (Florida), per state regulator
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Daniel licensed in Florida?
- Yes. Florida regulator records list license LO96843 as active, first effective November 2, 2021 (verified 2026-10-15).
- Source: Florida state regulator (opens in a new tab)
- What lender does Daniel work for?
- Bell Bank, company NMLS 419538, from the Brentwood, TN office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How long has Daniel been licensed?
- The earliest state license record LenDb holds for Daniel is from November 2, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO96843, first effective 2021-11-02), verified 2026-10-15.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Bell Bank NMLS 419538
Current · Brentwood, TN · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Daniel Cruz is a Mortgage Loan Officer in Brentwood, TN. Originally from St. Petersburg, FL, they have lived in Middle Tennessee for more than 13 years. They have two sons.
Our summary of the lender page. Verified 2026-10-16.
Sources
| Name and employer | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Daniel Cruz (NMLS 1851416), Bell Bank. LenDb.ai, https://lendb.ai/lo/daniel-cruz-1851416, last verified 2026-10-16.
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