Darci Theede

VP/ Mortgage Loan Officer at Bell Bank · Wahpeton, ND

NMLS ID 537119 (opens in a new tab) · verify at NMLS Consumer Access

Based in Wahpeton, North Dakota, Darci Theede (NMLS 537119) is a mortgage loan officer at Bell Bank. Darci's focus, from their own profile, includes first-time buyer.

Last verified 2026-10-16. Sources: Bell Bank (bell.bank) and NMLS Consumer Access (license status, check live).

25 years experience (stated)
Likely federally registered
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Darci licensed?: Darci works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.; Source: employer type in LenDb's lender registry
Does Darci list first-time buyer as a focus?: Darci's profile lists first-time buyer as a focus (from their lender profile page).; Source: lender page (opens in a new tab)
What lender does Darci work for?: Bell Bank, company NMLS 419538, from the Wahpeton, ND office, per the lender's own site (verified 2026-10-16).; Source: lender site (opens in a new tab)
How much experience does Darci have?: Darci states 25 years of experience.; Source: the loan officer's own statement (opens in a new tab)

Specialties

Focus

Focus: First-time buyer(from their lender profile page)

Where we saw these: bell.bank (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

Bell Bank NMLS 419538
Current · Wahpeton, ND · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves: Wahpeton, ND area; Source (opens in a new tab), verified 2026-10-16
Also: Past work across retail, commercial, agricultural and mortgage lending; Source (opens in a new tab), verified 2026-10-16
Community: Member of Optimist Club of Wahpeton for 20+ years; Source (opens in a new tab), verified 2026-10-16
Community: Board Member, Wahpeton Dollars for Scholars, 20 years; Source (opens in a new tab), verified 2026-10-16

Sources

Name and employer	lender site · bell.bank (opens in a new tab)	verified 2026-10-16
Specialties	lender site · bell.bank (opens in a new tab)	verified 2026-10-26
Contact	lender site · bell.bank (opens in a new tab)	verified 2026-10-16
Photo	lender site · bell.bank (opens in a new tab)	verified 2026-10-16
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Darci Theede (NMLS 537119), Bell Bank. LenDb.ai, https://lendb.ai/lo/darci-theede-537119, last verified 2026-10-16.

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