Karla VanRaden
VP/Mortgage Loan Officer at Bell Bank · Fargo, ND
NMLS ID 495035 (opens in a new tab) · verify at NMLS Consumer Access
Karla VanRaden (NMLS 495035) is a mortgage loan officer at Bell Bank in Fargo, North Dakota. Karla's own profile lists down payment assistance, new construction and physician and medical professional as a focus.
Last verified . Sources: Bell Bank (bell.bank) and NMLS Consumer Access (license status, check live).
- 30 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Karla licensed?
- Karla works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Karla do down payment assistance?
- Karla's profile lists down payment assistance as a focus (from their lender profile page). It also lists new construction, physician and medical professional and FHA loan.
- Source: lender page (opens in a new tab)
- What lender does Karla work for?
- Bell Bank, company NMLS 419538, from the Fargo, ND office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How much experience does Karla have?
- Karla states 30 years of experience.
- Source: the loan officer's own statement (opens in a new tab)
Specialties
Focus
- Focus: Down payment assistance(from their lender profile page)
- Focus: New construction(from their lender profile page)
- Focus: Physician and medical professional(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: Vacation home(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: bell.bank (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Bell Bank NMLS 419538
Current · Fargo, ND · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Credentials
- Presidents Club for several years and Platinum Club in 2021
- Source (opens in a new tab), verified 2026-10-16
- Community
- Fargo-Moorhead Area Association of Realtors, Fargo-Moorhead Home Builders Association, United Way, Habitat for Humanity
- Source (opens in a new tab), verified 2026-10-16
Sources
| Name and employer | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Specialties | lender site · bell.bank (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Karla VanRaden (NMLS 495035), Bell Bank. LenDb.ai, https://lendb.ai/lo/karla-vanraden-495035, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.