David Kaohua Dai
Mortgage Loan Officer at Loan Factory
NMLS ID 1969769 (opens in a new tab) · verify at NMLS Consumer Access
David Kaohua Dai (NMLS 1969769) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO123933). Also lists California, Oregon, Texas and Washington on the lender page (not yet checked with the state regulator). Speaks English and Chinese. Licensed since 2023 (per Florida records).
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Chinese
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Florida, California, Oregon, Texas, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO123933, since 2023), verified 2026-10-09.
Lender-reported: CA, OR, TX, WA are listed on the lender page, not yet checked with the state regulator.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
David Dai is a mortgage broker loan officer combining experience and commitment to helping clients achieve homeownership, licensed across multiple states.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: David Kaohua Dai (NMLS 1969769), Loan Factory. LenDb.ai, https://lendb.ai/lo/david-dai-1969769, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.