David Hwang (NMLS 248777) is a mortgage loan officer at Lumin Lending Inc., licensed in Colorado since 2021 and in Florida, Texas, California and Illinois.
Last verified . Sources: Lumin Lending Inc. (sml.texas.gov), Florida state regulator, Texas state regulator, California state regulator, Colorado state regulator, Arkansas state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 26, 2021 (Colorado), per state regulator
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is David licensed in Florida?
- Yes. Florida regulator records list license LO137918 as active, first effective May 8, 2025 (verified 2026-10-15). LenDb has 4 other states on file for David.
- Source: Florida state regulator (opens in a new tab)
- What lender does David work for?
- Lumin Lending Inc., company NMLS 2716106, per the lender's own site (verified 2026-10-13).
- Source: lender site (opens in a new tab)
- How long has David been licensed?
- The earliest state license record LenDb holds for David is from February 26, 2021 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Colorado state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, California, Colorado, Illinois
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO137918, first effective 2025-05-08), TX (opens in a new tab), CA DRE (opens in a new tab) (01507780), CO (opens in a new tab) (100522004, first effective 2021-02-26), IL (opens in a new tab) (31.0085916, first effective 2024-07-11), verified 2026-10-15.
Regulator records not active: AR (inactive).
Contact
No public business contact on file.
We never see who you contact.
Employment history
Lumin Lending Inc. NMLS 2716106
Current · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licenses (regulator) | state regulator · idfpr.illinois.gov (opens in a new tab) | verified 2026-10-28 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: David Hwang (NMLS 248777), Lumin Lending Inc.. LenDb.ai, https://lendb.ai/lo/david-hwang-248777, last verified 2026-10-28.
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