Debbie Niego
Senior Loan Officer at Granite Bank · Champlin, MN
NMLS ID 90736 (opens in a new tab) · verify at NMLS Consumer Access
Based in Champlin, Minnesota, Debbie Niego (NMLS 90736) is a Senior Loan Officer at Granite Bank, licensed in Florida since 2010.
Last verified . Sources: Granite Bank (granitebank.com), Florida state regulator and NMLS Consumer Access (license status, check live). Licensed as Debra Niego (Florida regulator).
- Earliest state license record: December 8, 2010 (Florida), per state regulator
- 24 years experience (stated)
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Debbie licensed in Florida?
- Yes. Florida regulator records list license LO609 as active, first effective December 8, 2010 (verified 2026-10-15).
- Source: Florida state regulator (opens in a new tab)
- What lender does Debbie work for?
- Granite Bank, company NMLS 405434, from the Champlin, MN office, per the lender's own site (verified 2026-10-26).
- Source: lender site (opens in a new tab)
- How long has Debbie been licensed?
- The earliest state license record LenDb holds for Debbie is from December 8, 2010 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Debbie states 24 years of experience.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO609, first effective 2010-12-08), verified 2026-10-15.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Granite Bank NMLS 405434
Current · Champlin, MN · seen on lender site 2026-10-26
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Debbie Niego has spent 24 years in mortgage lending. They say they enjoy meeting new people and assisting borrowers with financing. When not working, they spend time with family and friends.
Our summary of the lender page. Verified 2026-10-26.
Sources
| Name and employer | lender site · granitebank.com (opens in a new tab) | verified 2026-10-26 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · granitebank.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · granitebank.com (opens in a new tab) | verified 2026-10-26 |
| Photo | lender site · granitebank.com (opens in a new tab) | verified 2026-10-26 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Debbie Niego (NMLS 90736), Granite Bank. LenDb.ai, https://lendb.ai/lo/debra-niego-90736, last verified 2026-10-26.
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