Mike Kovar
Senior Loan Officer at Granite Bank · Champlin, MN
NMLS ID 274162 (opens in a new tab) · verify at NMLS Consumer Access
Mike Kovar (NMLS 274162) is a Senior Loan Officer at Granite Bank in Champlin, Minnesota. Mike's own profile lists FHA loan and VA loan as a focus.
Last verified . Sources: Granite Bank (granitebank.com), Florida state regulator, Wisconsin state regulator and NMLS Consumer Access (license status, check live). Licensed as Michael Kovar (Florida and Wisconsin regulators).
- Earliest state license record: April 30, 2018 (Wisconsin), per state regulator
- 44 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Mike licensed?
- Mike works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Mike do FHA loans?
- Mike's profile lists FHA loan as a focus (from their own specialty list). It also lists VA loan.
- Source: lender page (opens in a new tab)
- What lender does Mike work for?
- Granite Bank, company NMLS 405434, from the Champlin, MN office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How long has Mike been licensed?
- The earliest state license record LenDb holds for Mike is from April 30, 2018 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Mike states 44 years of experience.
- Source: Wisconsin state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: granitebank.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Regulator records not active: FL (expired), WI (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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- Profile (opens in a new tab)
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Employment history
Granite Bank NMLS 405434
Current · Champlin, MN · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Mike Kovar is a Senior Loan Officer in Champlin, Minnesota with 44 years in finance and investment. Their profile lists FHA, VA, conventional and jumbo purchase and refinance programs as their areas of expertise. They say they are licensed in 41 states.
Our summary of the lender page. Verified 2026-10-16.
Sources
| Name and employer | lender site · granitebank.com (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · dfi.wi.gov (opens in a new tab) | verified 2026-10-21 |
| Specialties | lender site · granitebank.com (opens in a new tab) | verified 2026-10-26 |
| Summary | lender site · granitebank.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · granitebank.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · granitebank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Mike Kovar (NMLS 274162), Granite Bank. LenDb.ai, https://lendb.ai/lo/michael-kovar-274162, last verified 2026-10-16.
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