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Derek Latta, photo from Loan Factory

Derek Latta

Mortgage Loan Officer at Loan Factory

NMLS ID 2031480 (opens in a new tab) · verify at NMLS Consumer Access

Derek Latta (NMLS 2031480) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO78650). Also lists Tennessee on the lender page (not yet checked with the state regulator). Speaks Spanish. Licensed since 2020 (per Florida records). States 30 years of experience.

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • Spanish

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Tennessee

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO78650, since 2020), verified 2026-10-09.

    Lender-reported: TN is listed on the lender page, not yet checked with the state regulator.

    Contact

    Employment history

    1. Loan Factory NMLS 320841

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Derek Latta has over 30 years of experience in real estate financing, buying, and selling. Known for extensive knowledge of the Florida real estate market and client-focused service, with a large portion of his business coming from referrals.

    Our summary of the lender page. Verified 2026-10-09.

    Serves
    Florida real estate market
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Derek Latta (NMLS 2031480), Loan Factory. LenDb.ai, https://lendb.ai/lo/derek-latta-2031480, last verified 2026-10-09.

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    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.