Derek Torok

E Mortgage Capital, Inc.

NMLS ID 338587 (opens in a new tab) · verify at NMLS Consumer Access

Derek Torok (NMLS 338587) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Oregon since 2018 and in Connecticut, Louisiana, Delaware and 6 more states.

Last verified . Sources: E Mortgage Capital, Inc. (portal.ct.gov), Connecticut state regulator, Louisiana state regulator, Delaware state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, Maryland state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Derek licensed in Connecticut?
Yes. Connecticut regulator records list license LO-338587 as active (verified 2026-10-15). LenDb has 9 other states on file for Derek.
Source: Connecticut state regulator (opens in a new tab)
What lender does Derek work for?
E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Derek been licensed?
The earliest state license record LenDb holds for Derek is from May 31, 2018 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Oregon state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Connecticut, Louisiana, Delaware, Missouri, Arkansas, Iowa, Oregon, Wisconsin, Maryland, Illinois

    ✓ Confirmed with the state regulator: CT (opens in a new tab) (LO-338587), LA (opens in a new tab), DE (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (52352, first effective 2024-08-06), OR (opens in a new tab), WI (opens in a new tab) (338587, first effective 2024-02-09), MD (opens in a new tab), IL (opens in a new tab) (31.0084215, first effective 2024-02-27), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. E Mortgage Capital, Inc. NMLS 1416824

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · portal.ct.gov (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Derek Torok (NMLS 338587), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/derek-torok-338587, last verified 2026-10-30.

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