Don R. Oneida
Mortgage Loan Officer at Loan Factory · Ferndale, WA
NMLS ID 55604 (opens in a new tab) · verify at NMLS Consumer Access
Don R. Oneida (NMLS 55604) is Mortgage Loan Officer at Loan Factory, based in Ferndale, WA. Lists Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 24 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).
- 24 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: WA is listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · Ferndale, WA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Don is a veteran loan officer with 24 years of mortgage experience (1989-2013) and reactivated in 2024. He specializes in helping first-time homebuyers, credit building, and refinancing, plus real estate investment with property holdings and development projects across multiple states.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Whatcom, Skagit, and Pierce Counties in Washington
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Managing broker's license, REO Agent since 2010, Short Sale Specialist since 2009
- Source (opens in a new tab), verified 2026-10-09
- Community
- President and board member of local non-profit for 14+ years
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Don R. Oneida (NMLS 55604), Loan Factory. LenDb.ai, https://lendb.ai/lo/don-r-oneida-55604, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.