Elina McPhee, photo from Bell Bank

Elina McPhee

Mortgage Loan Officer at Bell Bank · Minneapolis, MN

NMLS ID 1661874 (opens in a new tab) · verify at NMLS Consumer Access

Based in Minneapolis, Minnesota, Elina McPhee (NMLS 1661874) is a Mortgage Loan Officer at Bell Bank. Elina's focus, from their own profile, includes real estate investor, vacation home and first-time buyer.

Last verified . Sources: Bell Bank (bell.bank) and NMLS Consumer Access (license status, check live).

Quick answers

Is Elina licensed?
Elina works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Elina list real estate investor as a focus?
Elina's profile lists real estate investor as a focus (from their lender profile page). It also lists vacation home and first-time buyer.
Source: lender page (opens in a new tab)
What lender does Elina work for?
Bell Bank, company NMLS 419538, from the Minneapolis, MN office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)
How much experience does Elina have?
Elina states 15 years of experience.
Source: the loan officer's own statement (opens in a new tab)

Specialties

Focus

Where we saw these: bell.bank (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Bell Bank NMLS 419538

    Current · Minneapolis, MN · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

Sources

Name and employerlender site · bell.bank (opens in a new tab)verified 2026-10-16
Specialtieslender site · bell.bank (opens in a new tab)verified 2026-10-26
Contactlender site · bell.bank (opens in a new tab)verified 2026-10-16
Photolender site · bell.bank (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Elina McPhee (NMLS 1661874), Bell Bank. LenDb.ai, https://lendb.ai/lo/elina-mcphee-1661874, last verified 2026-10-16.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.