Borrower situations · Minnesota
Loan officers for real estate investors in Minnesota
As of 2026-10-09, LenDb lists 40 loan officers licensed in or based in Minnesota whose lender pages show Real estate investor work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), Cary Meyers (Guild Mortgage, Oswego) and Alissa Penkava (Union Home Mortgage, Albert Lea). Ranking is lender-neutral: specialty evidence first, then a license in MN, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Adam WorkmanNMLS 128183
CrossCountry Mortgage · Charlotte, NC · licensed in 42 states
- Real estate investor
- First-time buyer
- VA loan
- FHA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Cary MeyersNMLS 584519
Guild Mortgage · Oswego, IL · licensed in 6 states
- Real estate investor
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 3
Alissa PenkavaNMLS 720725
Union Home Mortgage · Albert Lea, MN · licensed in 2 states
- Real estate investor
- Down payment assistance
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Albert Lea, MN
- States 12 years of experience (lender page, 2026-10-09)
- 4
Ian WrightNMLS 188395
Loan Factory · Mortgage broker · San Diego, CA · licensed in 10 states
- Real estate investor
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Colorado records)
- States 18 years of experience (lender page, 2026-10-09)
- 5
Dan LarkinNMLS 258898
LeaderOne Financial · Oak Brook, IL · licensed in 18 states
- Real estate investor
- First-time buyer
- Construction loan
- Down payment assistance
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 6
Michael RepshasNMLS 1025235
Guild Mortgage · McLean, VA · licensed in 6 states
- Real estate investor
- Jumbo loan
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 7
Maggie MikaitisNMLS 1395394
CrossCountry Mortgage · Chicago, IL · licensed in 36 states
- Real estate investor
- Condo
- Jumbo loan
- Non-QM loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 13 years of experience (lender page, 2026-10-09)
- 8
Kristi PiatzNMLS 452537
Guild Mortgage · Edina, MN · licensed in 4 states
- Real estate investor
- Down payment assistance
- First-time buyer
- Jumbo loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Edina, MN
- Licensed since 2021 (per Florida records)
- 9
Les FerrisNMLS 853139
CrossCountry Mortgage · Eden Prairie, MN · licensed in 2 states
- Real estate investor
- VA loan
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Eden Prairie, MN
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 10
Kristina MelnikNMLS 2316172
Churchill Mortgage · Roseville, CA · licensed in 6 states
- Real estate investor
- FHA loan
- First-time buyer
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 8 years of experience (lender page, 2026-10-09)
- 11
Bridget IscheNMLS 480187
Guild Mortgage · Prior Lake, MN · licensed in 7 states
- Real estate investor
- First-time buyer
- Jumbo loan
- Down payment assistance
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Prior Lake, MN
- Licensed since 2024 (per Florida records)
- 12
Brent WilkersonNMLS 488734
CrossCountry Mortgage · La Crosse, WI · licensed in 8 states
- Real estate investor
- HELOC
- USDA loan
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 13
Molly Barndt, MBA, CSCPNMLS 2236749
CrossCountry Mortgage · Chicago, IL · licensed in 29 states
- Real estate investor
- Physician and medical professional
- Jumbo loan
- Non-QM loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 5 years of experience (lender page, 2026-10-09)
- 14
Patrick StoyNMLS 39527
CrossCountry Mortgage · Wilmington, NC · licensed in 9 states
- Real estate investor
- Non-QM loan
- Reverse mortgage
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 15
Heath BarnesNMLS 210164
Guild Mortgage · Houston, TX · licensed in 10 states
- Real estate investor
- First-time buyer
- Jumbo loan
- Self-employed
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Colorado records)
- 16
Ivonne SanchezNMLS 230204
CrossCountry Mortgage · Oak Brook, IL · licensed in 4 states
- Real estate investor
- Down payment assistance
- Non-QM loan
- FHA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 17
Jeffrey AronheimNMLS 235233
CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states
- Real estate investor
- Construction loan
- Non-QM loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- 18
Sonia HashimiNMLS 965240
Loan Factory · Mortgage broker · licensed in 17 states
- Real estate investor
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- 19
Denise Cuddeback MontgomeryNMLS 57734
American Pacific Mortgage · Eugene, OR · licensed in 11 states
- Real estate investor
- Bank statement loan
- Down payment assistance
- DSCR loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 20
Josh SurverNMLS 2459945
Xpert Home Lending · Mortgage broker · licensed in 26 states
- Real estate investor
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 21
Saran MandhadapuNMLS 2417126
Loan Factory · Mortgage broker · licensed in 10 states
- Real estate investor
- DSCR loan
- Non-QM loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 22
Mark VillanoNMLS 1306487
CrossCountry Mortgage · Lakewood, WA · licensed in 29 states
- Real estate investor
- VA loan
- Jumbo loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Colorado records)
- States 12 years of experience (lender page, 2026-10-09)
- 23
Michael MurgatroyNMLS 60099
CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states
- Real estate investor
- Jumbo loan
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Colorado records)
- 24
Michelle BobartNMLS 137164
CrossCountry Mortgage · Chicago, IL · licensed in 50 states
- Real estate investor
- Jumbo loan
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Colorado records)
- 25
Ivan LinNMLS 2462401
Loan Factory · Mortgage broker · licensed in 10 states
- Real estate investor
- Self-employed
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
Before you choose
Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.
- How many financed properties can I have with your programs?
- Can I close in an LLC?
- Do you offer DSCR or portfolio loans if I hit agency limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MN license is confirmed with the state regulator (check mark), MN is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=investor&state=MN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.