Ernesto Portillo

Branch Manager at Bayshore Mortgage Funding, LLC

NMLS ID 318951 (opens in a new tab) · verify at NMLS Consumer Access

Ernesto Portillo (NMLS 318951) is a Branch Manager at Bayshore Mortgage Funding, LLC, licensed in Texas since 2014 and in Florida. Ernesto speaks English and Spanish and works at an FHA-approved lender, per HUD.

Last verified 2026-10-21. Sources: Bayshore Mortgage Funding, LLC (bayshoremortgagefunding.com), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: December 15, 2014 (Texas), per state regulator
20 years experience (stated)
Works at an FHA-approved lender, per HUD (opens in a new tab)
3 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Ernesto licensed in Florida?: Yes. Florida regulator records list license LO112984 as active, first effective September 8, 2022 (verified 2026-10-15). LenDb has 2 other states on file for Ernesto.; Source: Florida state regulator (opens in a new tab)
What lender does Ernesto work for, and is it FHA-approved?: Bayshore Mortgage Funding, LLC, company NMLS 196858, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).; Source: lender site; HUD (opens in a new tab)
What languages does Ernesto speak?: English and Spanish, per their lender page (verified 2026-10-21).; Source: lender page (opens in a new tab)
How long has Ernesto been licensed?: The earliest state license record LenDb holds for Ernesto is from December 15, 2014 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Ernesto states 20 years of experience.; Source: Texas state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Languages

English
Spanish

Source: lender site (opens in a new tab), verified 2026-10-21

Licensed states

Florida, Texas, New Mexico

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO112984, first effective 2022-09-08), TX (opens in a new tab), verified 2026-10-15.

Lender-reported: NM is listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

Bayshore Mortgage Funding, LLC NMLS 196858
Current · seen on lender site 2026-10-21
GFS Home Loans, Inc. NMLS 35960
Current · Arcadia, FL · seen on lender site 2026-10-13

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

Sources

Name and employer	lender site · bayshoremortgagefunding.com (opens in a new tab)	verified 2026-10-21
Licenses (regulator)	state regulator · sml.texas.gov (opens in a new tab)	verified 2026-10-13
Licensed states	lender site · bayshoremortgagefunding.com (opens in a new tab)	verified 2026-10-21
Languages	lender site · bayshoremortgagefunding.com (opens in a new tab)	verified 2026-10-21
Contact	lender site · bayshoremortgagefunding.com (opens in a new tab)	verified 2026-10-21
Photo	lender site · bayshoremortgagefunding.com (opens in a new tab)	verified 2026-10-21
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Ernesto Portillo (NMLS 318951), Bayshore Mortgage Funding, LLC. LenDb.ai, https://lendb.ai/lo/ernesto-portillo-318951, last verified 2026-10-21.

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