Gerald Santoro
Licensed Mortgage Loan Officer at Bayshore Mortgage Funding, LLC
NMLS ID 630694 (opens in a new tab) · verify at NMLS Consumer Access
Gerald Santoro (NMLS 630694) is Licensed Mortgage Loan Officer at Bayshore Mortgage Funding, LLC. Licensed in 2 states confirmed with state regulators: Florida and Connecticut. Also lists Arizona, Maryland, New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Earliest state license record: November 19, 2018 (Florida), per state regulator.
Last verified . Sources: Bayshore Mortgage Funding, LLC (bayshoremortgagefunding.com), Florida state regulator, Connecticut state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 19, 2018 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Arizona, Connecticut, Maryland, New Jersey, Pennsylvania
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO57601, first effective 2018-11-19), CT (opens in a new tab) (LO-630694), verified 2026-10-15.
Lender-reported: AZ, MD, NJ, PA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Bayshore Mortgage Funding, LLC NMLS 196858
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Gerald Santoro is a Licensed Mortgage Loan Officer licensed in MD, NJ, PA, AZ, CT and FL. They say they work with homebuyers and homeowners, including first-time buyers and people looking to get a lower rate or tap into home equity.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · bayshoremortgagefunding.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · portal.ct.gov (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · bayshoremortgagefunding.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · bayshoremortgagefunding.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · bayshoremortgagefunding.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · bayshoremortgagefunding.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Gerald Santoro (NMLS 630694), Bayshore Mortgage Funding, LLC. LenDb.ai, https://lendb.ai/lo/gerald-santoro-630694, last verified 2026-10-15.
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