Fred Rakine
Sales Director at INDEPENDENCE HOME LOANS LLC
NMLS ID 2107569 (opens in a new tab) · verify at NMLS Consumer Access
Fred Rakine (NMLS 2107569) is a Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Iowa since 2021 and in Florida, Texas, Connecticut and 11 more states.
Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Connecticut state regulator, Delaware state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Massachusetts state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 15, 2021 (Iowa), per state regulator
- 15 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Fred licensed in Florida?
- Yes. Florida regulator records list license LO97568 as active, first effective November 16, 2021 (verified 2026-10-15). LenDb has 14 other states on file for Fred.
- Source: Florida state regulator (opens in a new tab)
- What lender does Fred work for?
- INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Fred been licensed?
- The earliest state license record LenDb holds for Fred is from March 15, 2021 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Iowa state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Connecticut, Delaware, Missouri, Arkansas, Iowa, Oregon, Wisconsin, California, Massachusetts, Maryland, Wyoming, Illinois, Nevada
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO97568, first effective 2021-11-16), TX (opens in a new tab), CT (opens in a new tab) (LO-2107569), DE (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (43646, first effective 2021-03-15), OR (opens in a new tab), WI (opens in a new tab) (2107569, first effective 2025-04-01), CA DFPI (opens in a new tab) (CA-DFPI 2107569, first effective 2021-05-04), MA (opens in a new tab) (MLO2107569), MD (opens in a new tab), WY (opens in a new tab) (102073, first effective 2021-04-09), IL (opens in a new tab) (31.0083747, first effective 2024-01-16), NV (opens in a new tab) (NMLO-1176435, first effective 2021-10-27), verified 2026-10-15. Source: State of Missouri (see disclaimer).
Contact
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Employment history
INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Education
- Bachelor's degree in engineering, Wayne State University
- Source (opens in a new tab), verified 2026-10-15
- Credentials
- Over $500 million in funded mortgage volume
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | state regulator · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mld.nv.gov (opens in a new tab) | verified 2026-10-31 |
| Contact | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Fred Rakine (NMLS 2107569), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/fadi-rakine-2107569, last verified 2026-10-31.
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