Franc Rapaport

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 2147571 (opens in a new tab) · verify at NMLS Consumer Access

Franc Rapaport (NMLS 2147571) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Colorado since 2022 and in Florida, Connecticut, Delaware and 7 more states. Franc's focus, from their own profile, includes VA loan.

Last verified 2026-10-31. Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Colorado state regulator, Connecticut state regulator, Delaware state regulator, Arkansas state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: December 19, 2022 (Colorado), per state regulator
11 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Franc licensed in Florida?: Yes. Florida regulator records list license LO138049 as active, first effective May 15, 2025 (verified 2026-10-15). LenDb has 10 other states on file for Franc.; Source: Florida state regulator (opens in a new tab)
Does Franc do VA loans?: Franc's profile lists VA loan as a focus (from their lender profile page).; Source: lender page (opens in a new tab)
What lender does Franc work for?: INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).; Source: lender site (opens in a new tab)
How long has Franc been licensed?: The earliest state license record LenDb holds for Franc is from December 19, 2022 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure.; Source: Colorado state regulator (opens in a new tab)

Specialties

Focus

Focus: VA loan(from their lender profile page)

Where we saw these: independencehl.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Florida, Colorado, Connecticut, Delaware, Arkansas, Oregon, Wisconsin, California, Maryland, Illinois, Nevada

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO138049, first effective 2025-05-15), CO (opens in a new tab) (100535514, first effective 2022-12-19), CT (opens in a new tab) (LO-2147571), DE (opens in a new tab), AR (opens in a new tab), OR (opens in a new tab), WI (opens in a new tab) (2147571, first effective 2025-12-08), CA DFPI (opens in a new tab) (CA-DFPI2147571, first effective 2025-05-28), MD (opens in a new tab), IL (opens in a new tab) (31.0094849, first effective 2026-05-15), NV (opens in a new tab) (NMLO-158324, first effective 2026-02-19), verified 2026-10-15.

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Employment history

INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Credentials: Licensed Mortgage Loan Originator; Source (opens in a new tab), verified 2026-10-15

Sources

Name and employer	lender site · independencehl.com (opens in a new tab)	verified 2026-10-15
Licenses (regulator)	state regulator · mld.nv.gov (opens in a new tab)	verified 2026-10-31
Specialties	lender site · independencehl.com (opens in a new tab)	verified 2026-10-26
Contact	lender site · independencehl.com (opens in a new tab)	verified 2026-10-15
Photo	lender site · independencehl.com (opens in a new tab)	verified 2026-10-15
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Franc Rapaport (NMLS 2147571), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/franc-rapaport-2147571, last verified 2026-10-31.

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