Gustan Cho

NEXA Mortgage

NMLS ID 873293 (opens in a new tab) · verify at NMLS Consumer Access

Gustan Cho (NMLS 873293) is a mortgage loan officer at NEXA Mortgage, licensed in Illinois since 2012 and in Florida, Pennsylvania, Texas and 10 more states.

Last verified . Sources: NEXA Mortgage (dfr.oregon.gov), Florida state regulator, Pennsylvania state regulator, Texas state regulator, Connecticut state regulator, Louisiana state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Gustan licensed in Florida?
Yes. Florida regulator records list license LO82183 as active, first effective February 18, 2021 (verified 2026-10-15). LenDb has 13 other states on file for Gustan.
Source: Florida state regulator (opens in a new tab)
What lender does Gustan work for?
NEXA Mortgage, company NMLS 1660690, per the lender's own site (verified 2026-10-20).
Source: lender site (opens in a new tab)
How long has Gustan been licensed?
The earliest state license record LenDb holds for Gustan is from April 17, 2012 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Illinois state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage, USDA loan and VA loan. Programs NEXA Mortgage offers (verified 2026-10-08). Lender-level: not confirmed as Gustan's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Pennsylvania, Texas, Connecticut, Louisiana, Missouri, Arkansas, Iowa, Oregon, Wisconsin, California, Maryland, Illinois, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO82183, first effective 2021-02-18), PA (opens in a new tab) (79376), TX (opens in a new tab), CT (opens in a new tab) (LO-873293), LA (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (48093, first effective 2022-02-28), OR (opens in a new tab), WI (opens in a new tab) (873293, first effective 2022-03-07), CA DFPI (opens in a new tab) (CA-DBO873293, first effective 2015-01-20), MD (opens in a new tab), IL (opens in a new tab) (31.0032137, first effective 2012-04-17), NV (opens in a new tab) (NMLO-1189102, first effective 2022-12-19), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Regulator records not active: WY (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. NEXA Mortgage NMLS 1660690

      Current · seen on lender site 2026-10-20

    2. Coast2Coast Mortgage, LLC NMLS 376205

      Current · Salem, WI · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dfr.oregon.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Lender programsmanual · nexamortgage.com (opens in a new tab)verified 2026-10-08
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Gustan Cho (NMLS 873293), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/gustan-cho-873293, last verified 2026-10-31.

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