Heather Bozarth
Senior Loan Officer at Ruoff Mortgage · Bloomington, IN
NMLS ID 427579 (opens in a new tab) · verify at NMLS Consumer Access
Heather Bozarth (NMLS 427579) is Senior Loan Officer at Ruoff Mortgage, based in Bloomington, IN. Licensed in Florida, confirmed with the state regulator (license LO72885). Also lists Indiana and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Licensed since 2020 (per Florida records).
Last verified . Sources: Ruoff Mortgage (ruoff.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2020 (per Florida records)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: ruoff.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO72885, since 2020), verified 2026-10-09.
Lender-reported: IN, TN are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Ruoff Mortgage NMLS 141868
Current · Bloomington, IN · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Heather has 16+ years of finance and mortgage lending experience. She helps first-time buyers, move-up buyers, investors, and VA buyers, and serves Bloomington, Monroe County, Southern Indiana, Florida, and Tennessee.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Bloomington, Monroe County, Southern Indiana, Florida, Tennessee
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Heather Bozarth (NMLS 427579), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/heather-bozarth-427579, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.